Allowance answers without the guesswork

Can they afford it yet?

See what they have, what they’re saving for, and when they’ll get there. Tiny Ledger keeps allowance, spending, and cash in one clear family record.

Free to use. No bank account or payment card required.

The same answer from both sides

Parents manage the details. Kids see the plan.

Both views use the same balance and transaction history, with controls kept in the parent account.

Parent view

Maya’s money

Add transaction
Total available$52
Saved balance$42
Cash on hand$10
Weekly allowanceToday+$10
Art suppliesLast Saturday−$8
Kid view

Pokémon cards

$43 goal

$32 saved · $11 to go

At $10 each week Affordable in 2 weeks

Next allowance: Friday · $10

One simple routine

Set it once. Keep it current together.

1

Set the allowance

Choose the amount and whether it arrives weekly, every two weeks, or monthly.

2

Record what changes

Add deposits and spending, and track physical cash separately when you use it.

3

Let kids check the answer

They can see their balance, goal, and timing before the next “Can I get it?”

Free for families No bank link or payment card Parent controlled child accounts

FAQ

Questions parents ask before they start

These are the common setup and trust questions families ask before using Tiny Ledger.

Is Tiny Ledger an allowance tracker app for kids without a bank account?

Yes. Tiny Ledger records the balances and allowance amounts your family enters, without linking a bank account or moving real money.

Can this kids allowance app track separate balances for each child?

Yes. Parents can create separate child accounts, set different allowance amounts, and track each balance, goal, and transaction history individually.

How does an allowance tracker help when my kid wants to buy something?

Tiny Ledger shows the current balance, upcoming allowance, and savings timeline in one place so you can answer with a date and plan instead of a debate.

Does Tiny Ledger include savings goals for kids?

Yes. Kids can track savings goals, see progress, and understand how weekly allowance and interest affect the timeline to what they want.

Is Tiny Ledger free?

Yes. Tiny Ledger is free to use for families and does not require a bank account, card, or subscription to get started.