Automatic allowances
Run weekly, biweekly, or monthly virtual allowance so balances update on the schedule you set.
Free allowance tracker for kids
Show kids when they can afford what they want
Tiny Ledger helps families track allowance, balances, and savings goals so kids can see what they have, what they need, and when they can afford it.
No bank account, card, or subscription required.
What the app actually does
Everything behind the allowance conversation
Set the rules once, then Tiny Ledger keeps the balance, goals, and history clear for everyone.
Kid-friendly dashboard
Kids can check what they have, what they need, and when the next allowance changes the answer.
Parent controls
Parents manage settings, balances, deposits, and child access while the rules stay visible.
Savings goals
Savings goals for kids turn “not yet” into a target, a gap, and a projected date.
Cash and ledger history
Track cash separately and keep every allowance, deposit, or withdrawal visible for both parent and child.
Interest and forecasts
Show how allowance and interest change the path so kids can see where future money comes from and how saving early helps.
How it works
Set the allowance rule once, then let the app carry it
Set the allowance
Choose the amount, schedule, and whether interest is part of the lesson.
Give kids a dashboard
They can check their balance, goals, and forecast before they ask.
Keep the history visible
Every allowance, interest payment, and manual change stays in the ledger.
FAQ
Questions parents ask before they start
These are the common setup and trust questions families ask before using Tiny Ledger.
Is Tiny Ledger an allowance tracker app for kids without a bank account?
Yes. Tiny Ledger is a virtual allowance tracker app for kids and families, so you can teach saving, spending, and waiting without linking a bank account or debit card.
Can this kids allowance app track separate balances for each child?
Yes. Parents can create separate child accounts, set different allowance amounts, and track each balance, goal, and transaction history individually.
How does an allowance tracker help when my kid wants to buy something?
Tiny Ledger shows the current balance, upcoming allowance, and savings timeline in one place so you can answer with a date and plan instead of a debate.
Does Tiny Ledger include savings goals for kids?
Yes. Kids can track savings goals, see progress, and understand how weekly allowance and interest affect the timeline to what they want.
Is Tiny Ledger free?
Yes. Tiny Ledger is free to use for families and does not require a bank account, card, or subscription to get started.