Try the allowance calculator
Can they afford it yet?
Pick something they want. See what each payday changes.
Use an amount from $0 to $1,000,000, with up to two decimal places.
Try earning a little extra toward it.
Pokémon cards
Enough in 4 weeks
$12 saved + $40 allowance
$9 would be left after buying it.
An example, not your account. Assumes a weekly allowance is saved in full, with no interest or other spending.
A record you can both check.
Start with your child’s saved balance and an allowance schedule. Add gifts and purchases as they happen. Cash on hand is counted separately.
Create their login when they’re ready. They can check what’s left, set money aside for a goal, and ask you about a purchase.
See how to set it up →Example account · Maya
| Entry | Amount | Balance |
|---|---|---|
| Starting savings | $20 | $20 |
| Friday allowance | +$10 | $30 |
| Art supplies | −$8 | $22 |
Next goal: $43 Pokémon cards.
With all $22 set aside, another three $10 allowances would cover them.
FAQ
Before you make an account
Do we need a bank account?
No. Tiny Ledger records the balances and allowance amounts your family enters, without linking a bank account or moving real money.
Can I track more than one child?
Yes. Parents can create separate child accounts, set different allowance amounts, and track each balance, goal, and transaction history individually.
Can kids see when they can afford something?
Tiny Ledger shows the current balance, upcoming allowance, and savings timeline in one place so you can answer with a date based on their balance and allowance.
Can kids set savings goals?
Yes. Kids can track savings goals, see progress, and understand how weekly allowance and interest affect the timeline to what they want.
Is Tiny Ledger free?
Yes. Tiny Ledger is free to use for families and does not require a bank account, card, or subscription to get started.