Terms of Service
These terms explain how families can use Tiny Ledger and what to expect from a virtual, educational money tracker.
Educational use
Tiny Ledger is an educational virtual ledger designed to help families practice allowances, savings goals, and spending decisions.
Not a financial account
Tiny Ledger is not a bank account, stored-value account, debit card, payment product, or regulated financial account. Virtual balances depend on the information families enter.
Accounts
Parents are responsible for the child accounts they create, the settings they manage, the information they enter into the product, and the creation, reset, and deletion of child login credentials.
Virtual balances
Balances tracked in Tiny Ledger are not bank balances and should not be treated as regulated financial accounts.
Availability
The service may change, have downtime, or be unavailable at times. We work to keep Tiny Ledger useful and reliable, but cannot guarantee uninterrupted access or error-free operation.