1. Create child accounts
Parents create child logins so each kid has a separate balance, their own dashboard, and a simple place to track money.
How this allowance tracker for kids works
Parents set the allowance and controls. Kids see their balance, savings goals, and timeline. Tiny Ledger turns “Can I buy this?” into a clear next date.
2. Set the allowance rhythm
Choose the recurring amount and schedule. Tiny Ledger works like an allowance tracker app, posting balances automatically as allowance runs.
3. Add savings goals
Kids can see what they want, how much they have now, and how long the wait is if they keep saving toward a goal.
4. Keep the ledger visible
Parents and kids can review allowance deposits, withdrawals, interest, and progress so money decisions feel concrete.
Kid view
What kids see
Kids get a simple view of their balance, goals, and forecast so they can understand the answer before they ask.
Current balance
The number they can check before asking for something.
Savings goal
The target item, price, progress, and remaining gap.
Timeline to afford it
A clear date or allowance count that turns “not yet” into a plan.
Parent view
What parents control
Allowance schedule
Set the amount and rhythm once, then adjust when family rules change.
Manual deposits and withdrawals
Parents record extra deposits, purchases, corrections, and cash-related changes.
Child access and settings
Child accounts are parent-created and parent-managed.
Optional interest
Show how saving can change the timeline without connecting a real bank account.
Start with the next thing they want
Add a goal, set the allowance, and let Tiny Ledger show the timeline.
Start free