Keep the amounts your family agrees on in one place. Parents record the money; kids can see what’s left and plan a purchase.
Choose the amount and payday. Tiny Ledger adds each allowance to saved balance and records it in the history.
Use a weekly, biweekly, or monthly schedule. Pause or change it when your family’s plans change.
Example · Maya’s allowance
An entry in your shared record. Tiny Ledger does not move money between bank accounts.
Choose something to save for and set aside part of the saved balance. The money remains available to spend. Purchases adjust goal amounts automatically when needed.
See whether existing savings cover the price, or how many more allowance payments would close the gap.
Example · Pokémon cards
Another three $10 allowances would cover the remaining $21 if saved for this goal.
Record gifts, deposits, and spending. Each entry shows the amount and the saved balance afterward.
Keep bills and coins under cash on hand. Recording a transfer between cash and savings changes where the money is counted, without counting it twice.
Example · Recent activity
| Entry | Amount | Balance |
|---|---|---|
| Starting savings | $20 | $20 |
| Friday allowance | +$10 | $30 |
| Art supplies | −$8 | $22 |
Kids can check a purchase, keep a wishlist, or submit a job for review. Parents approve purchases and record payment for completed jobs.
You can also offer a savings match or interest on saved balance. Parents choose those amounts; Tiny Ledger records them.
Example · A paid job
Parents create child accounts and manage their login details. Invite a caregiver to help manage the family. Children see their own balance, goals, and activity.
Walk through an example →Free to use. No bank account or payment card required.